Financial advice

Wealth and investment advice

We have always believed that there was no suitable platform for creating a group of professional advisors in Persian who could provide sound financial advice to Iranians around the world. Therefore, we have provided a special service through Javanshir Financial Group to cover all Iranians inside and outside the country.

We all know that in the modern era, the perspective of investors has changed from the past to the present. Today, people think of investing instead of saving, and given the significant advances in technology and the emergence of new financial markets, the need for expert advisors to be present alongside investors is felt more than ever.
We tried to provide the most up-to-date methods of investing in financial markets to those who wish to profit from these markets, through the largest information and media tools.

We will be with you step by step from beginning to end on your investment journey and will always put the best offers on the table to minimize your worries and concerns.
Among the special investment-related services that you can receive at Javanshir Financial Group are:

We at Javanshir Financial Group will definitely propose a combination of all of the above, taking into account the economic parameters we consider, that can provide appropriate profitability while also containing reasonable risk.

*What is the role of a financial advisor?

A financial advisor is someone who helps you organize your finances, projects, investments, and savings. As a result, you will know how ready you are for retirement. They will also help you decide on your budget and achieve your financial goals as much as possible.
The concept of a financial planner and a financial advisor may seem similar, but in fact, they are different in terms of the level of education, experience, and quality of advice they provide.
Some take charge of their financial planning themselves, while others seek out advisors. It is worth noting that an experienced planner can also help you achieve your goals.

*Financial advisors do more than just invest.

Some people believe that the only thing financial advisors do is invest and are not familiar with the role of a financial advisor. But their activities do not end there. They also perform other activities in the financial field:
The concept of a financial planner and a financial advisor may seem similar, but in fact, they are different in terms of the level of education, experience and quality of advice they provide.
Some take charge of their financial planning themselves, while others seek out advisors. It is worth noting that an experienced planner can also help you achieve your goals.

*Balancing investment

Your portfolio may consist of different types of investments, such as mutual funds, stocks, cash, and a total investment equal to your total budget.
Now imagine that 50% of your investments are in mutual funds and the other 50% in stocks or cash. As you get closer to retirement, you want to change a percentage to protect your wealth. A financial advisor can help you decide how to make the changes and when to do them.

*The role of a financial advisor in tax planning

What is the role of a financial advisor? Do you know what rules apply to your financial situation? Or what types of investments pay more tax? Financial advice knows the answers to these questions.
They know which investments have the biggest tax impact, when and how much to pay. Advisors help you stay on track.

*Situation-based planning

When you acquire wealth, one of the things you need to do is to anticipate what will happen to your money and assets if something bad happens.
Your financial advisor will ensure that your investments are based on your wishes and decisions, not just random court rules, taking into account the circumstances.

*Long-term care planning

If you need a caregiver at home or are expecting to receive specialized care after surgery, rest assured that your retirement funds will arrive sooner than you think. Financial advice in this area will help you make decisions.

*The role of the financial advisor in designing a specific strategy

When you retire, which of your investments should be set aside? What budget should you set aside for your expenses? Questions like these arise when you use the money you have saved. Financial advice can help you manage your budget in these special times.

*A financial advisor saves you time and energy.

Think about a typical work day. From the time you wake up until the time you go to bed, you are busy with a variety of tasks and issues.
Now answer honestly, do you think you can spend hours and hours making the right choice about the right investment plan? Or can you balance your budget and expenses with proper planning?
In a report on investment program participants, Fidelity Investment Center said that 77% of them admitted that they do not have enough information and time to choose different investment plans.
They are not the only ones facing this limitation. Even if we didn’t have a time limit, we would definitely allocate it to spending time with our family.
You could spend hours looking up definitions, meanings, and terms related to this topic, but professional counselors don’t do that.
They know their job and finish the job in half the time it takes you to start it, their world consists of tasks like this.

*Control behavioral risks

Although investing in various things reduces risk, it is important to note that not all risks are related to the investment sector. Some risks occur based on the investor’s emotions and behavior.
Did you get excited and sell all your products in 2018? Did overconfidence during the 2019 economic downturn cause you to take big risks?
A financial advisor can help you set your investment expectations in difficult times and be more vigilant in choosing and facing risks.

*Provides an overview of various financial issues

While some advisors focus primarily on investing, others also focus on other aspects of financial matters.
Issues such as planning based on the situation you are in, insurance, retirement planning, debt reduction, or tax planning.
Most financial advisors specialize in one or more financial topics, and the range of services they offer varies from investment management-related plans to comprehensive financial plans.
Customer needs are different from one another and they also have different priorities. It is best to first make sure that, given your financial problem, financial advice can help you in some areas.

*Looking for suitable opportunities

By looking beyond the investment topic, a great financial advisor may find other opportunities that you were never aware of.
These opportunities include when to get a Social Security number, accounts to use in retirement, finding ways to reduce taxes that you or your accountant haven’t considered, and more.
For wealthy clients, a smart plan created through various types of deposits can reduce taxes and pass on capital to the next generation.
Appropriate and intelligent financial plans can have a huge financial impact on your portfolio and your capital; it may even exceed the return on your investment.

Reasons why you need a financial advisor:

We live in a world where the economy is facing inflation and money, whether held in cash or in low-interest bank accounts, loses value every year.

*None of your savings are invested or you don't know how to invest at all

Therefore, the only way to invest is to increase the value of money, and that may happen when you have an exceptionally high income. It should be noted that investing is the only way you can make money during retirement.

*You have invested, but you are still losing money

Even the best investors lose capital when the market is stagnant or they make decisions that go against their expectations.
But ultimately, investing should increase your net worth significantly. If not, you should hire a financial advisor to help you find and correct any wrong paths you may have taken.

*You have no plans for the current situation.

A financial advisor can help you put together and create a plan tailored to your circumstances to ensure that your assets and property are managed as you wish after your death.
And if you are uninsured or don’t know what type of insurance you need, ask your financial advisor for help, he or she will definitely guide you. Keep in mind that a financial advisor can help you choose the right insurance company without any emotional or biased opinions.

*Financial advisors help you achieve your goals:

Financial advisors can help you invest and achieve your long-term goals:

Below are 5 things mentioned:

1. Expertise: Financial advisors have more knowledge than anyone else about investing and wealth management; as a result, they are a better guide for you so that you can make better choices.

2.Responsiveness: Financial advisors help you avoid making emotional decisions, such as buying a product whose price has skyrocketed or selling all your products when the market is in a recession; taking advantage of the guidance of your financial advisor will steer you in the right direction.

3. Advice: As the name suggests, financial advisors, in addition to the valuable suggestions they provide and the right policies for capital management, generally improve your financial situation.

4. Evolution: As your life circumstances change, a financial advisor will help you adjust your financial plan so that it always fits your circumstances.

5. Activity: Most people don’t take steps to manage their finances because they are too busy or unsure about what to do.

Working with a financial advisor means handing over responsibilities that you may have limited time to complete. Rest assured that being careful and vigilant in choosing the right financial advisor can help you make the best use of your capital.

We hope that by now the role of financial advice has been clarified for you.

For any advice and coordination, please send your requests to the email address [email protected].